Sued by LVNV Funding? Don’t Ignore an LVNV Funding Debt Lawsuit
LVNV Funding, LLC is a “debt buyer”. Debt buyers are also sometimes called junk debt buyers or third-party debt buyers. A debt buyer like LVNV Funding purchases old consumer debts like credit card debt and then attempts to collect on them in its own name. LVNV Funding, LLC is actually part of a larger family of corporate entities. The parent company of LVNV Funding is Sherman Financial Group, LLC.
The reason you should not ignore an LVNV Funding lawsuit is because they can and will get a default judgment against you. A default judgment allows them to garnish wages and bank accounts. Not a good situation to be in.
Defending an LVNV Funding Lawsuit in Arizona
Unfortunately, most people will ignore a debt buyer lawsuit for a variety of reasons, ending up in the precarious position described above. That is too bad, because there are often good defenses to debt buyer lawsuits like these.
Our firm is skilled at defending debt lawsuits and we perform a comprehensive analysis for each case to determine all possible defenses. Here is a partial list of some of the defenses that may be available in a debt buyer lawsuit:
- Did they file the lawsuit in time? (Statute of Limitations)
- Who really owns the debt?
- Where is the paperwork establishing chain of title?
- Accounting errors
- Are they properly licensed or registered in Arizona
- Did they sue the wrong person?
- Was the debt already settled (Accord & Satisfaction)
- And there are many others…
It is unfortunate that many people don’t have the benefit of a good defense to a debt buyer case. We know how to aggressively defend these types of cases and will use good defenses to file motions to dismiss the case entirely when appropriate. We have the knowledge, skill and trial experience to defend these cases all the way through. However, they often get resolved much sooner.
If it turns out that you may owe some or all of the debt, we negotiate settlements at a fraction of the amount alleged. We know how to negotiate a debt buyer lawsuit settlement. If you’ve been sued by LVNV Funding, you owe it to yourself to find out your options. Don’t make it easy for them to get a default judgment against you.
Free Consultation. Low Flat Fee Defense.
Because we understand how to defend debt buyer lawsuits and what is involved, we can offer a low flat fee for our services. With our simple fee structure, there are no surprises and you won’t have to pay hourly rates like at many other firms. We’ll make sure you get the representation you deserve and if the case is settled, an iron-clad settlement agreement to protect your rights.
If you’ve been sued by LVNV Funding, call us today for a free consultation with an attorney.