Have You Received a Summons for Credit Card Debt?
If you’ve received a summons for credit card debt, you must act quickly. Ignoring the summons will allow the bank to get a default judgment against you and garnish your wages and bank accounts. Call for a free consultation.
How Much Time Do You Have to Respond to a Summons in Arizona?
If you’ve been sued in the Superior Court of Arizona, you will typically have 20 days from the date you were served with the summons to file an answer or responsive pleading to the complaint. If you were served outside the State of Arizona, you may have longer, as much as 30 days. But you should never assume you have that much time. The first thing you should do if served with a summons is seek legal counsel. Our firm is a good place to start since we offer a free consultation.
Was the Summons Properly Served?
Sometimes, banks and debt buyers don’t follow proper procedures in serving you with a lawsuit. If that happens, we will evaluate that and factor it into our overall defense strategy. However, just because you think that service might not have been performed correctly, you should not ignore the lawsuit. Get the opinion of a licensed attorney as soon as possible.
How Do You Respond to a Summons for Credit Card Debt?
Many people think if they just show up to court at some point, that will be good enough. It is not. The law requires that your file a written answer or other appropriate responsive pleading within the time allotted. Failure to do so will result in a default judgment against you.
Our firm is experienced at defending debt lawsuits. Our debt settlement process involves negotiating large reductions in credit card debt without the need for bankruptcy. This allows our clients to settle the debt for a fraction of the balance claimed by the creditor.
Get a free consultation with an attorney.